Now you have a choice. Gone forever are the days of only having the option of the “big four” trading banks to offer you a mortgage at competitive bank rates. As recently quoted in the NZ Herald, “New Zealand is following world wide trends which is seeing countries such as the USA, where only a minority of mortgage debt is now held by banks.” For too long the major trading banks had no opposition…

What is a non-bank lender?

New Zealand Finance Ltd is a subsidiary of publicly listed company New Zealand Finance Holding Ltd with many years experience in providing innovative finance solutions for the property industry. Their fresh and non-bureaucratic approach to providing mortgage finance for their clients is based on “how can we make this work for the client” rather than the old bank model of “is this good for the bank”?

How secure is a non-bank lender?

New Zealand Finance Ltd operates within prudent lending requirements, in other words we don’t lend to shonkey fly-by-night developers, or pie-in-the sky schemes, but we do look at any proposition which has merit and our executive staff have many years of experience in the business community.

Will I pay more for a New Zealand Mortgage Finance mortgage?

You will find that New Zealand Finance mortgages are very competitive with the other “big four” overseas-owned banks in New Zealand and our flexibility in how we can structure your mortgage often means a more affordable home loan for our clients.

Second mortgage finance

We can arrange second mortgage finance quickly and efficiently and because we have an in-house finance company, your loan application gets top priority. This increases the chances of us securing the finance you need at a competitive rate, as well as a timely settlement. Second mortgages are often an effective way to raise finance shortterm to cover a specific situation.